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Personal Checking Accounts

Here’s to saving, spending, and keeping every day happening.

Types of Personal Checking Accounts
Premier Checking

Designed to offer you everything you need to manager your investments while earning interest on your balance.

Select Checking

One of our most inclusive checking accounts for clients looking for added features while earning interest.

Basic Checking

A great choice for active, online clients who are always on the go. You can fully manage your account from anywhere, anytime.

Simple Banking

An affordable easy-to-use account for clients establishing a financial foundation. Designed to be check and overdraft fees.

Compare Account Types
Premier CheckingSelect CheckingBasic CheckingSimple Banking
Telephone Banking
ATM Use
Direct Deposit
Debit Card
No
Unlimited Check Writing
No
Courtesy Overdraft1
No
Overdraft Protection*1
No
Earns Interest2
NoNo
Free Checks3
NoNo
$5 Safe Deposit Box Discount
NoNo
.05% Bonus on CDs4
NoNoNo
.10% Bonus on CDs4
NoNoNo
World Debit Mastercard
NoNoNo
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*Subject to approval
1Fees apply
2Rates subject to change
3Premier Checking clients receive one free order of checks (default style and count) per calendar year. Select Checking clients receive their first order of checks (default style and count) free upon account opening or conversion.
4Excludes CD specials

It multitasks as a checkbook and ATM card.

Stop carrying checks and conveniently make purchases straight from your checking account using our First Interstate Debit Card. It doubles as your ATM card and protects against unauthorized charges.

You’re loyal. We’re loyal. Let’s reward that.

With the First Interstate FirstRewards® World Mastercard® credit card you earn 1.5 points for every net dollar spent in purchases. Points add up fast and can be redeemed for practically anything you could imagine.

To qualify, purchases must be retail transactions. Transactions not included in this offer are balance transfers, cash advances, ATM transactions, convenience checks, and foreign transactions. Earn points on net purchases less credits, returns, and adjustments. For complete details including rewards program terms and conditions, visit rewards.firstinterstatebank.com.

New home? Car? Your kids need braces?

At First Interstate, we take pride in our personalized service, no matter what kind of loan you are in the market for.