Personal Checking Accounts

Select Checking

Select Checking is one of our most inclusive checking accounts for clients looking for added features while earning interest.

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What do I need to open an Account?

With Online Banking, you can manage your account from anywhere, anytime. Select Checking is a great choice if you're looking for a full-service checking solution with convenient access to your funds.

Extra Features & Benefits

First Interstate Day & Night Telephone Banking

Enjoy the convenience of First Interstate Bank's 24 Hour Day & Night Telephone Banking. With telephone banking you can; obtain balance information on your checking, savings, CD, or loan account; verify transactions on your account; and make account transfers.

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MoneyPass ATM Network

Access to free withdrawals at over 37,000 ATMs nationwide

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Direct Deposit

Debit Card

Not only do you get to choose from a selection of great card designs, but as a First Interstate Mastercard® debit card holder, you can pay directly from your checking account while also receiving great Mastercard benefits including Zero Liability, and Mastercard Global Services™, amongst others.

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Unlimited Check Writing

Courtesy Overdraft⁴

Courtesy Overdraft helps protect your account against overdrafts so that, rather than experiencing the inconvenience of having your Debit Card declined during a transaction, you can authorize us to pay in overdraft situations.

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There is a $30 charge each time we pay an overdraft, and you will only be charged when you use the service. If your account remains overdrawn for four (4) consecutive business days (M-F) your account will be assessed a $35 fee. The $35 fee will be charged every 5th business day that the account remains overdrawn.

Overdraft Protection*⁴

Guard against returned checks with automatic transfer options. We offer a convenient way to protect you from the additional costs associated with returned checks. It's easy to make a mistake; let us help you protect yourself.

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Earns Interest²

Earns market rate of interest (rates subject to change).

Free Checks⁶

Free checks (default style) or a discount on other check styles. Premier Checking account holders receive one free box of checks (default style) per year. Select Checking account holders receive their first box of checks (default style) for free upon account opening.

$5 Safe Deposit Box Discount

Interest Rate Bonus on CD's³

Interest rate bonus of 0.05% on CDs (excludes CD specials).

Fees & Information

A $15 service charge per Statement Cycle⁷ will be waived with one of the following:

You maintain a $1,500 minimum daily balance during your Statement Cycle⁷
You maintain a $5,000 minimum daily balance in combined deposit account balances8 during your Statement Cycle⁷
The primary account holder is 60 years of age or older

Get started with a minimum deposit of $25.

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*Subject to approval
¹Free; 40¢/payment in excess of 20/month.
²Rates subject to change
³Excludes CD specials
⁴Fees apply
⁵ATM issuer may charge a separate fee
⁶Premier Checking clients receive one free order of checks (default style and count) per calendar year. Select Checking clients receive their first order of checks (default style and count) free upon account opening or conversion.
⁷The length of each Statement Cycle varies depending on the month, but the cycle is approximately 30 days. Each statement will show the Statement Cycle’s start and end date in the Account Summary next to the “Beginning Balance” and “Ending Balance” disclosures. Please contact us if you need to adjust the dates of your Statement Cycle.
⁸Combined deposit account balances will include this account along with any linked checking, savings, and CD and/or IRA balances held by the same account owner.
⁹The length of each Statement Cycle varies depending on the month, but the cycle is approximately 30 days. Each statement will show the Statement Cycle’s start and end date in the Account Summary next to the “Beginning Balance” and “Ending Balance” disclosures. You may incur a service charge if a monthly direct deposit falls outside of the Statement Cycle. Please contact us if you need to adjust the dates of your Statement Cycle.

It multitasks as a checkbook and ATM card.

Stop carrying checks and conveniently make purchases straight from your checking account using our First Interstate Debit Card. It doubles as your ATM card and protects against unauthorized charges.

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You’re loyal. We’re loyal. Let’s reward that.

With the First Interstate FirstRewards^® World Mastercard® credit card you earn 1.5 points for every net dollar spent in purchases.^† Points add up fast and can be redeemed for practically anything you could imagine.

Get FirstRewards

^†To qualify, purchases must be retail transactions. Transactions not included in this offer are balance transfers, cash advances, ATM transactions, convenience checks, and foreign transactions. Earn points on net purchases less credits, returns, and adjustments. For complete details including rewards program terms and conditions, visit rewards.firstinterstatebank.com.